A debt tracker that does the maths for you. Enter your debts once, pick snowball or avalanche, and the dashboard shows your debt-free date. Our attractive Oxford Blue colour themed debt tracker matches elegance with functional power.
WHAT IT DOES
Type your debts into the workbook — balance, APR, minimum payment, what you actually pay each month. Pick a strategy (snowball or avalanche) from a single switch. The Analytics tab shows you total debt, monthly payments, projected interest, your debt-free date, and a Time-to-Clear chart for every debt. Change a payment and watch the date move forward.
WHAT'S IN THE WORKBOOK
- Start Here — a five-line how-to and the workbook settings.
- Debts — your input table for up to ten debts, plus the snowball/avalanche switch.
- Analytics — the dashboard.
- _Calc and Reference — hidden working. You don't need to open them.
WHAT YOU'LL NEED
- Microsoft Excel, any version 2019 onwards on Windows or Mac.
- Excel for the web works too (free with a Microsoft account).
- Not tested on Google Sheets — email first if you'd rather use Sheets and I'll check.
- Five minutes to set up.
WHO IT'S FOR
Made for people running a pot-based money system — Monzo pots, Starling spaces, split accounts — who know what they owe but want the workbook to do the calendar maths. Comfortable with spreadsheets, not advanced. Pay-down planners who like to see the date move.
WHO IT ISN'T FOR
This is a debt tracker. It isn't a budgeting tool, a savings planner, or a full personal finance system. It does one job. A savings tracker, budget tracker and full Payday Planner bundle are coming next.
WHY IT'S CHEAPER HERE THAN ON ETSY
Same file, same support. Buying direct from Your Data Fixed skips the platform fees, so the price drops. No sale mechanic — what you see is the price.
WANT A FREE SECOND OPINION ON YOUR SPREADSHEETS FIRST?
Book a Spreadsheet MOT — a free 20-minute look at a workbook you're stuck on. The easiest way to see how I work before you spend anything.
REFUND STANCE
Digital downloads are non-refundable. The file is delivered instantly and can be downloaded immediately, so returns and exchanges aren't possible. If the file doesn't open, opens wrong, or doesn't do what the listing says — email yourdatafixed@gmail.com. I built it; I'll fix it.
SUPPORT
Email yourdatafixed@gmail.com. I reply within a day, usually faster. Made in the UK by Mike at Your Data Fixed.
A debt tracker that does the maths for you. Enter your debts once, pick snowball or avalanche, and the dashboard shows your debt-free date. Our attractive Oxford Blue colour themed debt tracker matches elegance with functional power.
WHAT IT DOES
Type your debts into the workbook — balance, APR, minimum payment, what you actually pay each month. Pick a strategy (snowball or avalanche) from a single switch. The Analytics tab shows you total debt, monthly payments, projected interest, your debt-free date, and a Time-to-Clear chart for every debt. Change a payment and watch the date move forward.
WHAT'S IN THE WORKBOOK
- Start Here — a five-line how-to and the workbook settings.
- Debts — your input table for up to ten debts, plus the snowball/avalanche switch.
- Analytics — the dashboard.
- _Calc and Reference — hidden working. You don't need to open them.
WHAT YOU'LL NEED
- Microsoft Excel, any version 2019 onwards on Windows or Mac.
- Excel for the web works too (free with a Microsoft account).
- Not tested on Google Sheets — email first if you'd rather use Sheets and I'll check.
- Five minutes to set up.
WHO IT'S FOR
Made for people running a pot-based money system — Monzo pots, Starling spaces, split accounts — who know what they owe but want the workbook to do the calendar maths. Comfortable with spreadsheets, not advanced. Pay-down planners who like to see the date move.
WHO IT ISN'T FOR
This is a debt tracker. It isn't a budgeting tool, a savings planner, or a full personal finance system. It does one job. A savings tracker, budget tracker and full Payday Planner bundle are coming next.
WHY IT'S CHEAPER HERE THAN ON ETSY
Same file, same support. Buying direct from Your Data Fixed skips the platform fees, so the price drops. No sale mechanic — what you see is the price.
WANT A FREE SECOND OPINION ON YOUR SPREADSHEETS FIRST?
Book a Spreadsheet MOT — a free 20-minute look at a workbook you're stuck on. The easiest way to see how I work before you spend anything.
REFUND STANCE
Digital downloads are non-refundable. The file is delivered instantly and can be downloaded immediately, so returns and exchanges aren't possible. If the file doesn't open, opens wrong, or doesn't do what the listing says — email yourdatafixed@gmail.com. I built it; I'll fix it.
SUPPORT
Email yourdatafixed@gmail.com. I reply within a day, usually faster. Made in the UK by Mike at Your Data Fixed.
Image 1 of 11
Image 2 of 11
Image 3 of 11
Image 4 of 11
Image 5 of 11
Image 6 of 11
Image 7 of 11
Image 8 of 11
Image 9 of 11
Image 10 of 11
Image 11 of 11